Income Tax Calculator

Work out your income tax for FY 2026-27 under both regimes. See which one costs you less, with slab-wise tax, the rebate, surcharge with marginal relief, and cess.

  • FY 2026-27 (tax year 2026-27)
  • New and old regime compared
  • Runs in your browser

Your details

Enter yearly figures. Deductions under the old regime are optional.

Your age
Residential status
₹

Before standard deduction. Leave blank if you have none.

₹

Business or professional profit, interest, rent (after 30% deduction), other sources.

₹

Allowed under both regimes. Include it in your salary figure too.

Deductions for the old regime
80C, 80D, HRA, home loan and more. Not used in the new regime.
₹

The exempt part of house rent allowance, if you have worked it out.

₹

PF, PPF, ELSS, life insurance, tuition fees.

₹

Premiums for you, family and parents.

₹
₹

Self-occupied property.

₹
₹

80E, 80G, 80TTA and similar.

Fill in your details and press Calculate to see the breakdown here.

New regime slabs, FY 2026-27

New regime slabs
Taxable incomeRate
Up to ₹4,00,000Nil
₹4,00,001 to ₹8,00,0005%
₹8,00,001 to ₹12,00,00010%
₹12,00,001 to ₹16,00,00015%
₹16,00,001 to ₹20,00,00020%
₹20,00,001 to ₹24,00,00025%
Above ₹24,00,00030%

Residents with taxable income up to ₹12 lakh get a rebate of up to ₹60,000, so they pay no tax. Just above ₹12 lakh, marginal relief caps the tax at the income above ₹12 lakh. Salaried people get a ₹75,000 standard deduction.

Old regime slabs

Old regime slabs
Taxable incomeBelow 6060 to 7980+
Up to ₹2,50,000NilNilNil
₹2,50,001 to ₹3,00,0005%NilNil
₹3,00,001 to ₹5,00,0005%5%Nil
₹5,00,001 to ₹10,00,00020%20%20%
Above ₹10,00,00030%30%30%

Rebate of up to ₹12,500 if taxable income is ₹5 lakh or less. Standard deduction ₹50,000. Surcharge in both regimes: 10% above ₹50 lakh, 15% above ₹1 crore, 25% above ₹2 crore, and 37% above ₹5 crore in the old regime only. Cess is 4% of tax plus surcharge.

These calculators give indicative figures to help you plan. Government fees, tax rates and stamp duty change from time to time and depend on your exact facts. Confirm the final amount on the official portal or with our team before you file or pay.

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